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What's the marginal cost
of a higher fee?

Three Greek STR scenarios, each shown side-by-side at the three single-property fee tiers most investors consider. Same gross, same costs — only the management-fee column changes — so you can read the trade-off in cash before signing.

All figures assume: VAT-exempt individual investor letting one property; 12% blended platform commission across Airbnb / Booking / direct; Greek progressive income tax (15% to €12k, 35% €12–35k, 45% above €35k); ΤΑΚΚ and city taxes are guest-paid pass-throughs. Illustrative composites using April 2026 market data — your accountant should run your specific case.

Example 01 · Central Athens 2-bedroom apartment

Koukaki / Plaka · 80 m² · ADR €180 · 70% occupancy = 256 booked nights

Line item
Annual
Gross accommodation revenue
Net rental revenue
— Platform commission (12%)
— Management fee
— Utilities (€200/mo × 12)
— Insurance
— Maintenance reserve (3%)
Pre-tax net to investor
— Greek income tax
Net to investor · post-tax
Net margin on gross
20%
Standard
€46,080
€40,550
−€5,530
−€8,110
−€2,400
−€600
−€1,382
€28,058
−€7,420
€20,638
44.8%
25%
Full-service
€46,080
€40,550
−€5,530
−€10,138
−€2,400
−€600
−€1,382
€26,030
−€6,711
€19,320
41.9%
30%
Concierge
€46,080
€40,550
−€5,530
−€12,165
−€2,400
−€600
−€1,382
€24,003
−€6,001
€18,002
39.1%

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Moving from 20% to 30% costs the investor about €2,635 in net post-tax cash on this property — roughly 13% of net. The 30% tier only makes sense if the operator's distribution and pricing engine demonstrably uplifts gross revenue by ≥7% versus a 20% operator on the same asset.

Example 02 · Athens 3-bedroom luxury penthouse

1st-district AMA · 170 m² · Acropolis-view terrace · ADR €750 · 70% occupancy = 256 nights

Line item
Annual
Gross accommodation revenue
Net rental revenue
— Platform commission (12%)
— Management fee
— Utilities (€350/mo × 12)
— Insurance
— Maintenance reserve (3%)
Pre-tax net to investor
— Greek income tax
Net to investor · post-tax
Net margin on gross
20%
Standard
€192,000
€168,960
−€23,040
−€33,792
−€4,200
−€1,200
−€5,760
€124,008
−€49,904
€74,104
38.6%
25%
Full-service
€192,000
€168,960
−€23,040
−€42,240
−€4,200
−€1,200
−€5,760
€115,560
−€46,102
€69,458
36.2%
30%
Concierge
€192,000
€168,960
−€23,040
−€50,688
−€4,200
−€1,200
−€5,760
€107,112
−€42,300
€64,812
33.8%

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The 20%-to-30% gap on a luxury penthouse is €9,292 in net post-tax cash — roughly 12.5% of net. Concierge-tier (30%) operators are worth it only when the asset genuinely needs concierge-grade delivery and the operator can document >10% gross uplift versus the 20% comparator.

Example 03 · Mykonos villa, seasonal

4 bedrooms · pool · ADR €1,200 · 90 booked nights (Apr–Oct season)

Line item
Per season
Gross accommodation revenue
Net rental revenue
— Platform commission (12%)
— Management fee
— Utilities & caretaker (€400/mo × 12)
— Insurance
— Maintenance reserve (4%)
Pre-tax net to investor
— Greek income tax
Net to investor · post-tax
Net margin on gross
20%
Standard
€108,000
€95,040
−€12,960
−€19,008
−€4,800
−€1,500
−€4,320
€65,412
−€23,535
€41,877
38.8%
25%
Full-service
€108,000
€95,040
−€12,960
−€23,760
−€4,800
−€1,500
−€4,320
€60,660
−€21,397
€39,263
36.4%
30%
Concierge
€108,000
€95,040
−€12,960
−€28,512
−€4,800
−€1,500
−€4,320
€55,908
−€19,259
€36,649
33.9%

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The €5,228 net gap between 20% and 30% on this villa is real cash — but if the higher-fee operator unlocks one extra peak-week booking at €15k, they've earned the premium twice over. Ask for the comp set, the dynamic-pricing model, and a written occupancy projection by month before deciding which tier fits.

The pattern across all three.

Net-to-investor falls roughly linearly with the management fee, but the absolute cash gap scales with the gross. On a €46k apartment the 20→30% step costs €2,600. On a €192k penthouse it costs €9,300. Evaluate fee tier on absolute cash gap × probability of offsetting outperformance — for most Greek single-property investors, 20–25% carries the best risk-adjusted economics.

This is exactly what
the calculator does. For your property.

Plug your ADR, occupancy, region and tax-residency. Net-to-investor updates live across all four fee tiers including 15% (portfolio rate). Takes ninety seconds.

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